Get Pre-Qualified
No Impact to Your Credit Score
See real financing terms from Capital One in minutes — before you set foot on our lot. Soft pull only. Your credit score won't be affected.
You will be redirected to Capital One's secure website. Metro Motors KC is an authorized Capital One Auto Navigator dealer.
How It Works
Answer a few questions
Tell Capital One about yourself — name, address, income, and what you're looking for. Takes about 2 minutes.
See your terms (no hard pull)
Capital One uses a soft credit inquiry that does NOT affect your credit score to show you real pre-qualified terms.
Shop with confidence
Bring your pre-qualification to Metro Motors KC. Your terms are locked in for 30 days while you find your vehicle.
Drive away
Once you pick your vehicle, finalize the loan and hit the road. A hard pull only happens when you accept the final offer.
Why Pre-Qualify?
Pre-qualification is provided by Capital One, N.A. Pre-qualification does not guarantee final loan approval. A hard credit inquiry will be made when you accept a final loan offer. Metro Motors KC is an independent dealership and is not responsible for Capital One's lending decisions, rates, or terms. All financing is subject to credit approval.